Thursday, September 4, 2014

Why Med Pay Insurance for Your Car







Why Purchase Med Pay

Med Pay applies to you and your family regardless of who is at fault in the accident
Med Pay also applies to all passengers in the vehicle at the time of the accident
Med Pay applies to practically all forms of medical care including the reimbursement for out-of-pocket costs reasonably related to the auto accident
The cost of having Med Pay coverage is a bargain.
If you are injured in an accident you do not need to worry about paying for the gaps in your medical care coverage:
Which sometimes includes ambulance rides, certain types of surgery, and urgent care.
Med Pay coverall of these services

Med Pay fills the gaps left by your health care coverage:
EMT or ambulance fees
Hospital stays
Surgery
Medical or Chiropractic Costs
Doctor appointments
Dental treatment
Nursing services
X-rays
Lab tests
Physical therapy
Prostheses
Doctor’s Co-Pay

Med Pay Price Quotes

As quoted by Top Insurance Carriers:

Average 6 Month Premium for $5,000.00 Med Pay Coverage
            Esurance                      $70
            21st Centrury               $62
            Farmers                       $59
            Mercury                      $56
            Geico                           $76

Don’t Be Caught Without Med Pay
Having Med Pay is an affordable alternative to costly medical bills in the event of an auto accident.  In fact, Med Pay coverage is the “smallest portion” of auto insurance costing close to $10.00 per month!

What is Med Pay

In California, you have the option of buying optional coverage in addition to your auto insurance.  This coverage is usually known as “auto med pay.” It is covrage that pays out in the event you or any member of your family gets hurt.

Depending on your policy, most med pay coverage is limited – mostly a few thousand dollars and can be used for virtually any modality of medical or Chiropractic care.

These plans pay medical bills in the order in which they were received.


If you don’t have Med Pay coverage call your agent to your agent to see how much more it will be to add to your annual premium for $5000.00  average drivers it is typically around $10 dollars per month.